Now you can meet today’s needs with a little extra for tomorrow? Get a quick loan from N3500-200,000 in minutes. No hassle, just quick cash. Simple, flexible, fast with PalmCredit App.
Do you want to know the 3 step guidelines on how to Loan money easily with PalmCredit without any collateral? If yes, then this post is for you. Carefully read through this page to avoid any mistake when applying for a loan with PalmCredit.
See Also: How to Loan Money Easily with FairMoney – No Collateral Needed
PalmCredit is an android app that makes getting a mobile loan easy in Nigeria. It makes credit easy for everyone with a smartphone app to help them access short-term loans.
How to Apply for a Loan with PalmCredit
Contents
- Click Here to Download PalmCredit App
- After successful download and installation on you android device, input your correct phone number e.g 081**96**54
- Confirmation code will be sent to you
- Input the code correctly
- Provide your full name and Date of birth
- Provide your BVN for clarification
- Provide your Bank Account number and name which the money will be sent to.
That’s all…
After a successful congratulations message from PalmCredit, your loan credit will be sent to your bank account immediately.
Take as many loans as you want up to your maximum limit. Save on interest if you repay early. Interest free for the first two days.
Don’t forget to make a repayment immediately your loan is due for repayment to avoid unnecessary messages from PalmCredit customer care. The messages will be sent to your close contacts.
Messages like;
PalmCredit: Please inform Okxxxxx xxxxa to settle Loan repayment of Nxxxx.xx ASAP else, actions will be taken against him.If Indoubt, please call Okxxxxx xxxxa, 070x55x7x44
How to Repay Palmcredit Loan
If you have loan money before from palmcredit you will understand that there are two (2) different ways to repay your Palmcredit loan.
Below are the two simple steps to pay back your palmcredit loan.
-
Pay from Palmcredit Mobile App
- Look for the “menu“
- Find the “my loan” button.
- Click on “Outstanding“.
- Next click on “Pay now“.
- Then, put in your Palmcredit PIN
-
Pay through deposit to Palmcredit account
You can also pay with cash by visiting any Access bank and make a deposit to palmcredit bank account provided below
Account name: TRANSSNET FINANCIAL NIG LTD – CONSUMING FINANCE
Account number: 0772692676
Bank: ACCESS BANK
After you’ve made payment, send a proof of the receipt to repayment.ng.pc@transsnet.com (for verification).
If you need us to help you with more updated information about PalmCredit and how to Loan money with PalmCredit App, kindly provide us your phone number or email Address in the comment box below. Also, feel free to call PalmCredit Customer Care on 09060008279 and ask any question.
Please, kindly use the Facebook, Twitter, Google+ and WhatsApp share buttons below to help others, thanks.
Wazobia Info Nigeria
Always Serving You Better.
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Igbeita Michael
The app is not working..
Wazobia
It’s working perfectly
David Inuwa
Hello
what is the phone to reach Palm credit?
Also, what is their address bcos providing BVN, BANK, & ACCOUNT NUMBER are very sensitive disclosures.
auwal sale
please what are the interest of your loan
Funmilayo
High interest and if your due date is week end they will be counting over due interest on you from Saturday to Sunday before you go to bank on Monday
Is not a good q,I wanted to delete my account , I was not answer
Olutimehin Ekundayo
i need detail information on the terms and conditions of PalmCredit Loan as per their duration, interest rate and Maximum Amount(Limit)
ukachukwu chisom
how can I pool the loan
Wazobia
It will be sent to your bank account immediately after successful approval
Adelaala Adegbile Folusho
I registered with palmcredit about a month ago up till now I have not able to register my card it’s always say oops not you from us, if I can’t get the loan please just delete my account
olaide
the number that I use to open my BVN is lost for 4 years ago,and I’m now using new number for my bank alert, what help can you do for me,this is the new number 09034347876.
Wazobia
Go to your Bank and change the number
olaide
how much is for start to loan
olaide
I have change my phone number in my BVN but I don’t have ATM is it going to work without ATM CARD?
Wazobia
No
Philian Ofueu
I can’t assess the app again after my payment today so I can apply for another loan
Omolewa
If you give a loan of 20K, how will i return it( i mean the duration. thanks)
Wazobia
Two weeks
Michael
I’m trying to log in to the platform after inserting my phone number but I keep getting the error message “Network unavailable”. What should be done?
Joy
Am unable to open the app on my phone after downloading.
onisomise ayonoadu
how do one repay a loan with palm credit
Wazobia
Open the app and click on Repayment
Matthew femi
Pls I can’t continue with my registration because I can only see my state on do state but I can see my town okitipupa.Or is not for every town,I can only see Akure and ikare under on do state.
mike
Good day, pls what is your interest rate on loans ?
Ibrahim
App installed but not eorking , any limit to android it can work with…I downloaded with 5+
Nasiru lawan
I went lead money
Usman Ishaq Tijjani
I am unable to register on the app. It only shows me log in and I cannot log in without registering
AAnthony O. O.
I applied for a loan, I filled the form and submitted. A 6 digit verification code was sent to me, I tried to I input it in the box provided, but it refused to accept the 6 digits, it accepted only 4 digits and also refused to submit the form, showing I “invalid verification code”. What do I do, please.
Thank you
Jamil
I try to register but it showing inconsistent birthday, how can I fix it please
Wazobia
Your date of birth must correspond with the one in your BVN
Samuel
That the birth I use to register.. but still showing me inconsistent birthday… Please I need solution
olabisi
how much can I apply for the first time?
Wazobia
Any amount
ugo
What’s your interest rate?
Kate
Can you loan someone up to 100k if yes how is the payment going to be? Is it monthly?
Wazobia
Yes
Paul Friday Maji
I need a loan
Ajadi Ajisola
I have installed the application. But when getting to the verification, I couldn’t receive any verification code on my phone. And they said I have reach the number of SMS sending to a number. What do I do again?
Otti Augusta
pls can u loan someone 50k and how is the payment going to be
Wazobia
Yes
Emmanuel
Hi apply for load since Friday evening and they send me a message that my nano is sending to my zenith Bank account that it will take 5hour and today is Monday haven’t seen anything
Olawale Emilola Mary
each time I tried to register my name it used to say inconsistent last name or inconsistent first name, what can I do.
Wazobia
Try and check if your name in your BVN corresponds with the one in your Palmcredit app
Chuks
I will give it a try. I just hope this works.
Esther
Plz how does the palmcredit work, then from which bank, what is there interest rate and payment duration
Chuks
I am not able to very my information with ‘ur device has exceeded the limit as error response’. Pls what do I do
Ibrahim Rilwan 09081781231
i got a text to settle Loan repayment without borrowing any loan…. I need to talk to you please
Wazobia
Is it your name that was in the text message?
bodunde Ayodele
Why am l getting messages on David Bodunde for loan repayment. Give me information on his status with your organization.he is my son but claims he does not have any relationship with your company.Please stop this harassment immediately.
Mayowa
My family members have been harrassed continually of getting a loan without repaying. I did not take a loan from this app. What number can i reach palm credit on?
Wazobia
PalmCredit Customer Care 09060008279
Chioma
Hi, please I need ur help , actually wanted to collect a loan but mistakenly borrowed an airtime of 5000 which I don’t need pls how cn u take back d airtime.. this is the no 09051787810
Samuel
Good day my name is Samuel peter,I didn’t apply for a loan yet I just got an auto loan from you plssss kindly help me to stop the auto loan,I’ll ask for a loan if I want.pls here’s my account details 0005778143.becos I don’t HV money to pay back which will mk your interest to accumulate for me to pay.pls STOP THE AUTO LOAN TO MY ACCOUNT.
Wazobia
What was the content of the message?
S.L.A.G_05
How trusted is palmcredit because providing your BVN , ACC Number is something in another level oo
Bisong Joseph
Please, I’m a salary earner.Can I get a loan above One hundred thousand naira to pay back in installments? Please reply and let me know.
Aleem waliyu
I need 40k how many month will it take’s me to refund it back
aisara ishaka
how are we going to repay the loan, and what is the interest of the loan, palmcredit is a government or private organization?
Tinde
Comment Text*hi,am Ayanwale Tunde,I will like you to send my V-code to 07030706579 instead of 07030706571 on my bvn
Frank
I applied for a loan right now but I got a response that alot of people were issued a loan today that I should try again but the loan amount I applied for wasn’t credited to my bank account but is showing on the app under loan history and date created. Pls I hope the amount which wasn’t credited to me won’t be deducted on the proposed date.. Pls I need confirmation.. Ans me with my email address listed.
Frank
[Palmcredit]FBN8491 is your direct debit card. We will pull due amount at repayment date. Make sure the card has sufficient balance before due date.. Note that no money was credited to my account.. The loan was declined due to many loan offers today by customers
Yemi Olatunji
My friend want to repay but after all the repayment process,its showing payment ffailure. what can he do?
Wazobia
Use manual payment method
Solomon Oyagbemi
What is the manual payment method pls??
Wazobia
Call Palmcredit Customer care
Glory udo
Gud morning, have been trying to reach out to palm credit I lost my bag and my ATM a day to my due date to pay back my loan,so I went to the bank to block my ATM,so since then i have been moving from one ecobank to another to get a new one, they kept telling me their Bank was faulty and this is one week now, finally I got a new one yerstaday, trying to register d new one with palm credit so I can pay my loan but it’s not working and d keep adding money for me every day please help me, have never default before,no number to reach out to them,pls I don’t deserve all those accumulation of money
Wazobia
Call Palmcredit customer care with this number 0906 000 8270
musa muritala
I apply for the loan since yesterday around 10pm n palm credit sent congratulation to me as message that they will send money to my bank acc but till now I have not seen alert
Olakunle
Hello, I applied for a loan and got the message that the loan was to be disbursed into my account. However, after about 10 hours without any credit alert, I engaged the customer care on chat. I was assured that the money would be credited within 24 hour. It is now 4 days. The App indicates that I owe. I have applied for loan on 3 different occasions and pay back. Please, I can’t pay back a loan that I didn’t receive.
adesuyi ademola
i want to collect a loan from you, i have downloaded ur apps, when i want to fill the form, my bank account details and bvn are now required. pls how save is this
Wazobia
100%
Felicia
How many months to repay a loan of 100k and how much am i paying instalmentally
Kelvin
good day please what is your interest rate for 20000?
Tola
I’m not understanding this I tryna sign up the app but the app keep saying inconsistent last name… How do I go about it?
Lucy
What is your interest rate like
Ibrahim Fatimah
How true is palmcredit loan because bvn is required
Wazobia
100%
Daniel
I like this but how do I know if am save with my BVN and all my bank info Cos theres lots of Buddhist s going on out there.
Agada
How long will it take us to refund a 100k loan and how are we going to pay it?? Is it going to be at once or an instalmental payment??? And what is the interest attached to a 100k fund
Tola
I tried to register but its saying inconsistent last name… What do I do please.. Urgent Response?
Wazobia
Check if your name corresponds with the one in your BVN
Ombugadu blessing
If am to collect a loan of 100k,how many months Will it take me to repay the loan and what is my interest
Ejalonibu Abosede
I applied for the palm Reddit loan but the fund has not been disbursed
Tomi taylor
need detail information on the terms and conditions of PalmCredit Loan as per their duration, interest rate
Oyeledun
I want to apply for N100k. What is the deadline for repayment. How much am I going to pay back. And is our bvn save with you?
Wazobia
You will pay back in two weeks time
Funmilayo
They will not borrow you up to that, you can only get 7000 which you will pay 1000 on it making 8000 if your repayment overdue in weekend time you will pay 177 for overdue payment that 177 is for one day 2 days times 2
Omoht
I used na I phone how can I used the palm credit?
Wazobia
Download Palmcredit App
Emmanuel
Please don’t you have a monthly repayment,like me I’m a salary earner and i can’t pay back in two weeks,how can you help
Wazobia
No
Ogunsan Oyinkansola Jolayemi
08072562126, 08130585766. Anyways, I got a text telling me to inform someone to repay a loan of 7300 or something, what’s dat all abt? Cus I’m jus hearing abt palm credit.
Wazobia
He/She took a loan from Palmcredit
ogolor elvis
how do i repay ur loan
Jones onya
Have been trying to add my bank ATM. But its writing unspecific failure since about 2 week now
MOSES ABIODUN
WHAT IS THE INTEREST RATE OF YOUR BANK. THIS IS A CRUCIAL QUESTION YOU PEOPLE ARE NOT RESPONDING TO. IS IT A TRICK OR WHAT?
Sunday
I want to apply for 100k and how long Will it take to repay and how much is ur interest rate
VICTOR PIUS
Good morning.
my name is Victor Pius 08065068944
i have been a customer with Palm credit for some months now. I exceeded my last repayment date due to the App malfunctioning. an alternative repayment option was given me which i did the needful immediately.
Ever since then i’ve been trying to get a loan facility from you, but its telling me withdrawal failure.
please help me out. i know i will never default in my repayment again.
Awaiting your swift intervention.
Thanks
Wazobia
Call the customer care number
Aroyehun femi Victor
Pls I just register with palm credit and I receive a message stating
[Palmcredit]Dear AROYEHUN, sorry to inform you that your application was rejected. Pls maintain good credit record and apply again 1 month later and after I register my card I got this
[Palmcredit]FCMB1453 is your direct debit card. We will pull due amount at repayment date. Make sure the card has sufficient balance before due date
Pls can you enlighten me on this cos have not borrow money or what is the meaning of the messages
Wazobia
You have to apply again in one month time
Sunday
I downloaded the app and paste my mobile number but have not yet received any code to login
Adebayo
I want to know how much the interest?
Placid
Please why are you ignoring to tell us the interest rate on this borrowing… Is not wise to proceed without knowing your interest rate.
Patience
14%-24%
Sunday
I can’t register I can’t receive any code, try and try but nothing like code on my phone
Wazobia
Check very well if your number is correct
Patience
14%-24%
Bola
I want to ask a question abt
[Palmcredit] dear customer the repayment amount is #16239.92 Make fund available in ur FBN to avoid late payment.
Pls can you enlighten me on this cos i dont received any bank alert or what is the meaning of the messages
Namizuka Leonard uwamechuna
What’s your general interest rate on loans collected
Uchechukwu Onwubualili
I have applied and received congratulation massage but I can not receive the money. If I what to bind a card it will return with a notice saying we could not complete the transaction network error. Could it be because of the bank Eko bank? Can I change the account? Is it possible?
Wazobia
Do you have money in your bank account
Aporrrrrrr 1
Palmcredit loan is the best in Nigeria
Thanks wazobia info for this great article
Uchechukwu Onwubualili
No I don’t have money in the account
Wazobia
That’s the reason. you need to have at least #500 in your account
Uchechukwu Onwubualili
Is that what you mean? I have more than #1000 in that account
Wazobia
Did your add your card details?
Uchechukwu Onwubualili
That’s where the problem is, if I want to add the card details it will return with we couldn’t complete the transaction network error. It has been like that for the past 5 days that I registered.
Wazobia
Then change the card, i mean use another card
Eti
Can I get a loan of 1.3 million from palm chat?I am a business man…to repay back 30,000 in s week,please wat is the interest and possibility,?
Wazobia
Yes, you can
Paulinus ubi
I applied for the loan, yet wasn’t given
Showing “your application was rejected ”
What do I do?
Coz I filled everything correctly
Wazobia
Try again
Olabisi ibukun
I have download it but am unable to open it
Wazobia
Which phone are you using
Olabisi ibukun
Teckno KA7
Wazobia
Uninstall the application and download it again from Google play store
Abimbola Toyin
Whenever I want to bind my debit card it will say we couldn’t start the transactions network error
Wazobia
Try another card
Kunle
Please what is the interest on 100k
Akeem
Why did you keep mute when question on interest charge is raise. How much interest do you charge on each loan
Wazobia
5%
Patience
14%-24%
Shedrack Daniel
i want to know how much will be my repayment if i borrow #20,000
Wazobia
5% of #20,000
Patience
depending but it ranges fro 14%-24%
Okunumah Michael akpos
Please i need an assistance with the loan.. 07036374946
Wazobia
What do you want
Simply Uti
Pls am new on this Platform and would like to how i can start cos i need a loan of 100,000. whats the repayment period and interest rate charged. Is it possible i do all my loan application using my laptop cos my fone is bad for now and i need this loan urgently….Prompt response will be highly appreciated
Wazobia
You can’t use your laptop, it’s a mobile loan app
Ogunranti Saheed
Please if someone could not pay back his or her loan and maybe he was lost the ATM to repay back the money how much is the interest of 7500 after after 40 days due payments cos I lost my atm and I can’t repay the loan but the loan was deducted from my account last night and the loan with interest was 7500 and now remain 6,180 after 7500 has been deducted
Wazobia
You would have call the customer care line
Adebayo Ishola
Dont have Android phone for now.Help me get a loan from palmcredit.
David ImehJesus
Please my Ecobank debit card is block what can I do, can’t I change for another bank
Victor
What is the interest of a lone of #300,000
Mustafa magaji
Pls notified me if any jobs is open
Wazobia
Okay
mathew c opara
Please help me get a loan from palmcredit….
08078146880
Okpora,Okpora
Been trying to apply but it keeps telling me inconsistent lastname,i checked and the details were correct
Wazobia
Check if the name corresponds with your BVN name
Okpora,Okpora
If it says “Times for verification exceeds limit”,what should i do?
Wazobia
Try again later
BrettMew
Femmes chaudes pour bon sexe tous les jours: http://www.lookweb.it/bestsexygirlsinyourcity62668
Harri
U guys keep dodging the interest rate pop-up question… How much is the interest rate for 200,000?
Wazobia
You can’t loan 200,000 for the first time
Henzzy
Please I wanna get loan of 30k
Buh I have N1834 as balance
Would I be granted
Wazobia
No
Henzzy
I need loan of 30k
Buh am having N1834
As balance
Would I ve granted
Bolanle
Pls am new here, i want to loan 100,000 when is the repayment and how do I pay back
muhammad
are reduct ur moni directly or not
Deage Raphael
Hello good morning, please I need a phone contact of Plamcredit customer care. My due date for payment is 24th February, how do I reschedule the date? and what are the fee for the extension?
Zita
As long as long you did not click on “withdrawal” on the app, hope they won’t tamper with the money in your account for any reason?
Eseh Francis
My name is Eseh Francis from Taraba state a staff at CRCN CHC Wukari im interestedon palmcredit That is a good development to Nig yount
Chris
I have registered and I was granted a loan… But I can’t bind my debit card to my account for withdrawal.. A notification with an icon “warm-tips” will appear and block the screen. Please help.
Adebowale
I need an extension of my repayment of my loan till March 15. The app chat menu is not effective. 08051737326
Ismail Isa
Can the loan be repayed installmentally?…and also how much interest is taken on the loans??
Tiana
How can I add my bank card to palmcredit
Monablaze
My loan is always rejected at the third and last information page what do I do? Contacted them but no help. What is the credit limit for loan approval?
Favour Alade
My name is Favour Alade. I am new here and do not understand the basis of Palm Credit. I would like to know if installmental payment is allowed, the interest rate and the duration of time I would be given and how legit it is because I would like to loan 10.000only. You can reach me on 08131318881, please I need a quick response. Tanks
Wazobia
Palmcredit is real and the interest rate is 5%.
There is installmental payment and the duration is 2weeks
Abisoye Adebesin
I registered successfully it was put on my page that I took 8000 loan but no bank alert.pls do something.
Wazobia
Call the customer care line
pedro
Comment Text* ur contact nu
mber pls or ur office number
Samuel
Awesome
Ekele
if u borrow 100k how many months will u pay back
Wazobia
One Month
lateef lawal
I have been finding it very difficult to login into my palmcredit account to pay my outstanding since yesterday but keep telling to upgrade the application since yesterday and I try to download another one but not available on play store. kindly help out because of late payment. Thanks
Wazobia
Palmcredit is having problem with their app. try and call the customer care.
yetunde ogunleye
Pls I need a loan from palmcredit
08145402818
Wazobia
Have you applied?
yetunde ogunleye
Yes ave applied
yetunde ogunleye
Ave seen my palm ld nub
Wot next
Olumide Odubanjo
I have been trying to pay back my loan like a week before the repayment date. All the payment processes failed till now. Now my repayment date is overdue by a day which is not my fault. The payment processing is still failing. Please how do i resolve this issue
Wazobia
Call Palmcredit customer care number
Esther Ogbuagu
Please i cant update my app and i cant complete my repayment. Please help me as it is very urgent.
Wazobia
Try and call the customer care line
Chris mede
I input my details(bvn and all).. But it keeps sending the verification code to a different number. How can I solve this pls.
Wazobia
Check the phone number you used to register your BVN
benson karugu
four days without any communication and I applied for my loan
AGWU CHINASA NAOMI
HI PALMCREDIT,MY PHONE GOT STOLEN YESTERDAY,AND I WANTT TO PAY BACK MY LOAN,IT WILL BE DUE ON 7TH JULY,2019.WHAT DO I DO? YOU CAN REACH ME WITH THIS NUMBER NOW 08024548048,UTILL I RETRIVE MY LINE WHICH IS 07054444593.CHECK YOUR SYTEM TO UPDATE ME HOW TO PAY BACK AND HOW TO RE APPLIED WITH MY PC
Anderson chisom
If I take loan of 50k what time will u give me repay
Moses
I got this text that Nano cash loan is sending to your FBN account.
Till now i don’t see anything yet in my account since day before yesterday and they are showing to me repayment due date on the app.
Kabiru Muhammad Buda
I was Congratulated that N12,000.00 was granted to me but yet nothing in my Account My Number is 08025079301
RichardFaunk
What’s the easiest way to earn $30000 a month
Nsikan
how to bind my bank card in order to apply for u new loan
Nsikan
I have registered and I was granted a loan… But I can’t bind my debit card to my account for withdrawal.. A notification with an icon “warm-tips” will appear and block the screen. Please help.
Segun
I was congratulated for a loan but till now its not reflecting in my account pls what should I do
Patience ayuba
Hey palmcredit I applied for loan on 22/12/2019 and his showing dat I have collected and it has not been send to my account I can’t pay for what I didn’t eat ooo I been sending chat but no response and now sending me reminder message please do something about it
ojo onaolapo
I need a loan of 100k in 4 months and what are interest rate and how much is the monthly repayment
Aderonmu Oluwashola
This person replying messages is not even talking about people who ave received congratulatory msg but haven’t been credited those that means you knew about it bcos I can’t pay for wat I didn’t collect ooo and if I didn’t get dis loan and dey still made me pay for it God will bring down dis company by fire 🔥
John Smart
This people kept telling me to apply after some days, the day will come and when I try again they still shift me to apply on so so date again. Am tired of them